I actually think now is a better time to revisit given most of us are back at work and getting into our normal routines.
I think for most people you are thinking debt reduction or savings goals. I want to put out one resolution for the start of 2013.
That is to protect your family's financial security. We insure our cars, homes and our other possessions, but surprisingly few Australians adequately insure themselves and their incomes. Whilst we don;t to think about the prospect of injury or death, and to be frank Australian's have a 'it won;t happen to me mindset' I want you to take the time to consider how you and your family would cope if you became permanently or temporarily ill or injured, or were no longer there to care for them.
If you think you would struggle paying the mortgage, bills and other expenses then I believe you should review your level of personal insurances
Keep in mind most personal insurances can be funded through superannuation which can assist with cashflow issues.
For a free review of your current levels of cover please call 9011 7868 or email firstname.lastname@example.org.
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