How should I invest my superannuation? What are my options? What can I contribute to super?
Will I have enough to retire? Do I need to consolidate my super?
Will I have enough to retire? Do I need to consolidate my super?
Superannuation
Let Southern Advisory plan for your retirement
Superannuation is a tax effective investment vehicle designed to help fund your retirement. Superannuation is a means to provide your idyllic future lifestyle. There are no guarantees however and the reality is your compulsory employer contributions will more than likely fall short of meeting your goals and objectives and fulfilling your future vision of retirement. Your best protection is to start planning now.
The big problem is superannuation is complex and ever changing. It wasn’t long ago we were discussing reasonable benefit limits (RBL’s) and undeducted contributions now it’s contribution caps and taxable components?? Pre 'GFC' most people were happy with their default funds as year on year they just seemed to go up but now with the market volatility we have all seen they are wondering where to go, some are simply burying their heads in the sand.
Benefits of superannuation:
- Reduce your tax position through contributions
- Earnings are taxed at a maximum rate of 15% as opposed to up to 46.5%
- Possibly use to shelter assets for centrelink purposes
- Your super benefit can be paid tax-free when you reach 60 and satisfy a condition of release
- Asset protection
- Ability to diversify assets
Take action and contact Southern Advisory today.
Southern Advisory ABN 63 066 365 929 , Authorised Representative No. 437285 Charter Financial Planning Limited.
ABN 35 002 976 294 AFS Licence No. 234665
Registered Office: Level 9, 750 Collins Street, Docklands VIC 3008
Charter Financial Planning is a member of the AMP Group. The AMP Group includes companies formerly part of the Australian and New Zealand operations of AXA Asia Pacific Holdings Limited.
Sean Thomas' Financial Services Guide (FSG)
Kade Anthony's Financial Services Guide (FSG)
Charter AMP Privacy Policy
ABN 35 002 976 294 AFS Licence No. 234665
Registered Office: Level 9, 750 Collins Street, Docklands VIC 3008
Charter Financial Planning is a member of the AMP Group. The AMP Group includes companies formerly part of the Australian and New Zealand operations of AXA Asia Pacific Holdings Limited.
Sean Thomas' Financial Services Guide (FSG)
Kade Anthony's Financial Services Guide (FSG)
Charter AMP Privacy Policy
